Published: 07/06/2021

Fast Loans


When you’re looking for a fast loan or access to credit quickly but don’t have the best credit, you could consider applying for a guarantor loan with us at 1Plus1 Guarantor Loans. Comparing with personal unsecured loans, 1Plus1 Guarantor Loans can offer fast, flexible and affordable loans. 1Plus1 Guarantor Loans can usually be paid out within 24 hours of application if you and your guarantor can provide us with all the information we need, on the day you apply and you meet our affordability and creditworthiness criteria.

It’s possible to borrow up to £10,000 in your own name, by asking a relative or friend to guarantee that you’ll repay it. Apply online and, once you and your Guarantor are approved, you should have your cash in short order. Our streamlined online application process is simple to complete, leading to fast loan pay-outs.

Our guarantor loans are a great solution to short term financial needs. They work like an unsecured loan does, so your property or car will not be at risk. Unexpected costs are a fact of life, so an unsecured loan may be the right solution for you. You can apply easily online on the 1Plus1 Guarantor Loans website. We will usually get it paid out to you in no more than three working days after receiving your successful application. All you need is a guarantor to vouch for your ability to make the repayments, so you can apply for a fast 1Plus1 Guarantor Loans guarantor loan one even if you have a bad credit history.


To apply for one of our fast unsecured guarantor loans, you will need someone with a good credit history to co-sign the credit agreement with you.

To be approved as your guarantor, your chosen person must be at least 18 years old, and under 80 years old by the end of the loan term and not your wife/husband. It is important they understand that they are contractually obliged to make any payments that you miss.


Unsecured loans can help you get into a better financial position if you have bad credit. By ensuring you pay all your bills on time and keeping up your loan repayments, you can build up your credit score.

You can pay back our unsecured guarantor loans over 12 months and 5 years, choosing the repayment term that best suits your personal circumstances. If you repay your loan over a shorter period, this means that your debt is also over a shorter-term saving interest.

If you think you may be interested in a 1Plus1 Loan, please give us a call on 0330 1200 313 and one of our friendly staff will be more than happy to discuss the process with you, or start your application here.