The 1 Plus 1 Loans Blog

Welcome to the 1 Plus 1 Loans blog


Simple steps to save money

Saving’s easier when you’ve a plan—to create one, follow these simple steps to save money.Getting started is hardest thing about saving money. 1Plus1’s step-by-step guide can help you create a simple

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How to cut costs on commuting

Rising fuel costs mean rising travel costs. Here are some tips how to cut your commuting costs.

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Young driver insurance tips

Working out the cost – some young driver insurance tips. The amount you pay for your car insurance is called a premium.  These are increasing so it’s important to shop around.Insurers will ask you for a

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How to consolidate your credit card debt

Once you are ready to consolidate your credit card debt, the process to consolidate your credit card debt is relatively straight-forward.

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Find what you need on the Internet – discard what you don’t

Searching the internet can be frustrating. Enter a word or phrase into a search engine and up comes a stack of irrelevant information. You need the ability to refine your search to get exactly what you need. Here, we give some tips to help you pinpoint specific information online.

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3 Ways to Lower Your Credit Card Interest Rate

Here we suggest 3 ways to lower your credit card. You may be able to reduce how much it costs you.

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'Buy now, pay later' debts may now damage your credit score

Buy Now Pay Later (BNPL) debts may make getting credit more difficult by damaging your credit score. Customers who don’t keep up to date with their BNPL accounts, considered controversial, could damage their credit scores following announcement by a major Credit Reference Agency advised it would include the BNPL records, into credit scores and checks.

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Good credit scores

A credit score shows how lenders may view you when you apply for credit. Higher scores mean lenders view you as lower risk. A good score is good if you're hoping to apply for a loan, get a new credit card, or even a mortgage. Making sure your score's good, or better still excellent, means you're more likely to be accepted, and offered better rates. So, let’s look at what a good credit score is, how it's calculated, and what factors make it ‘good’.

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How to pay less for broadband, phone contracts

These days, most broadband providers raise prices annually, with BT, EE, Plusnet, Vodaphone and Virgin looking at increases this Spring . If your costs are going up, or if you're on a promotional deal that's ending, switching isn't the only way to pay less for your broadband and phone contract cost

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1Plus1’s top tips to save money on your household fuel bills this winter

Bills are getting more expensive for most of us. Rising living costs, interest rates, fuel and energy prices are likely to increase sooner rather than later are a concern, so here are some top tips to save money on your household fuel bills this winter.

Read 1Plus1’s top tips to save money on your household fuel bills this winter here