The 1 Plus 1 Loans Blog

Welcome to the 1 Plus 1 Loans blog


1Plus1 guarantor loans money saving tips

Budgeting is no fun! Here are 4 tips to help you save some money. Usually, such savings tips say the same old thing. Check out what’s coming in and going out. Trim the spend, quit the gym you don’t go to, throw out this, throw out that.

Read 1Plus1 guarantor loans money saving tips here

Debt Consolidation - How To Reduce Your Monthly Payments

If you have more than one credit card, loan or store card, you may find managing the various payment dates worrying. Additionally, there could be interest rates attached to each one too. By consolidating them into one payment, a debt consolidation loan, you could potentially reduce the number and amount of monthly repayments you are making.

Read Debt Consolidation - How To Reduce Your Monthly Payments here

What does your credit file and credit score really mean to you?

Surprisingly, in reality to lenders, your credit score means very little… Why? Because your ‘credit score’ is simply a number to show a very basic summary of your current financial position, generated by credit reference agencies. This ‘at a glance’ view of your credit file may be handy, but this is NOT the same criteria used by lenders.

Read What does your credit file and credit score really mean to you? here

Top Tips to Build Your Credit Score

A Credit Score takes a while to build up and you must be consistent to see real benefits. Most negative items on your credit score will disappear after seven years, but good debt – credit that you’ve handled well and paid as agreed, is good for your score. Here are our top tips that can help to move your score upwards

Read Top Tips to Build Your Credit Score here

Guarantor loans for non-homeowners

We are “1 Plus 1 Loans” and we provide guarantor loans for people just like you.

Read Guarantor loans for non-homeowners here

4 things you need to know about guarantor loans

Thinking about taking out a guarantor loan? From the ‘how’ to the ‘who’, Here at 1Plus1 Loans we’re spelling out what you need to know before you make a decision. If you’re looking at taking out a guarantor loan, there are a 4 things you need to consider before you sign on the dotted line. We’ve delved into the questions you might be asking and explained some things you may need to know.

Read 4 things you need to know about guarantor loans here

Guarantor Loans for Bad Credit

Here at 1Plus1 guarantor loans we know there are lots of reasons why people can end up in a situation with bad credit. Reduced income, unexpected expenses and poor financial management, are just three of the type of events that can come together and lead to such a situation.

Read Guarantor Loans for Bad Credit here

Save and make money #3

Here at 1Plus1 Guarantor Loans, in these blogs, we want to help you save and make money with our savings and money-making suggestions to help you be better off financially.

Read Save and make money #3 here

Save and make money #2

Here at 1Plus1 Guarantor Loans, in this series of blogs, we want to help you save and make money. 1Plus1 guarantor loans have some savings and money-making suggestions to help you be better off financially.

Read Save and make money #2 here

Cut your supermarket spend

Usually, the food shop is the most expensive part of the week. There are many tips and tricks to help cut back your supermarket spending whether you’re shopping for a family of 5 or just yourself.

Read Cut your supermarket spend here