Getting to know us...

We are “1 Plus 1 Loans”. The better way to borrow money.

We believe in a loan product that doesn't rely on credit scores to decide your eligibility, just your credit worthiness, affordability and friends and family to let us know that your good to pay back the loan.

We also believe in helping our customers regain the credit worthiness (or better) they deserve and that is bundled with a service that’s, quick, easy to use and highly efficient. Worthy of your attention.


We work hard to make sure our service, reliability and pay out times are as quick and efficient as possible to make the journey with us as smooth as can be.

A lot of our customers have the money in their bank the same day they apply!

Our trained team have all the knowledge and experience you would expect from a professional loan company. Our staff are highly motivated to help you our customer and we are here to answer your calls from 9am to 6pm, Monday to Friday.

Our online team operate 24 hours, 7 days a week. If you need help out of office hours then we are only an e-mail away.

You may have seen us on TV, if not check out our advert below

Who and how can we help?

  • People with a low credit rating
  • People with no previous credit
  • Parents helping siblings stand on their own two feet
  • Customers can improve credit worthiness with a 1plus1 Loan.
  • Your loan can be for any purpose
  • Friends and family helping each other.

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Based on 97 out of 100 from 396 reviews