The 1 Plus 1 Loans Blog

Welcome to the 1 Plus 1 Loans blog


How to buy travel money

Either buy travel money online, at a bank, building society, travel agent, bureau de change, some supermarkets, or the Post Office. Travel money providers often offer different (some better than others) exchange rates.

Read How to buy travel money here

How to spread the cost of your holiday

Looking to head off to the sun? If you can, it’s best to use savings to pay for your holidays. However, if you can’t rustle up the cash, a personal guarantor loan from 1Plus1, or holiday loan, means you can spread the cost of your holiday.

Read How to spread the cost of your holiday here

Reduce the cost of your insurance premium

We all want to reduce the cost of our insurance premiums. If you want cheaper car insurance, then it can pay to shop around. While the cost of accident repairs and personal injury claims can push car insurance premiums up. Competition for customers keeps price rises in check, but be aware some insurers may cut policy benefits to produce a 'cheap' premium.

Read Reduce the cost of your insurance premium here

Paying for your holiday on a credit card

When paying for holidays on a credit card, you don’t need to pay the full price to get section 75 protection. Paying the deposit is enough to get you the legal protection.

Read Paying for your holiday on a credit card here

Think about your car tyres and save on fuel!

Tyres aren’t cheap and they are vital for your safety and fuel efficiency, so think about them and save some money.

Read Think about your car tyres and save on fuel! here

Tips for healthy-heart eating on a budget

Healthy living may seem expensive. With a little planning and know how, it's possible to eat very well on a budget. Our tips will help keep your food bill low and your diet healthy. Give them a go.

Read Tips for healthy-heart eating on a budget here

What does being a guarantor mean?

Being a guarantor means helping someone else get credit. Acting as a guarantor, you’re “guaranteeing” someone else’s credit repayments by agreeing to repay the debt if they don’t. It’s sensible to only agree to being a guarantor for someone you know well.

Read What does being a guarantor mean? here

Credit scores and credit ratings

As coronavirus has played havoc with many people's finances over the past couple of years, everyone should make time to review their credit report and score. Credit reports are important! It's not just about whether you can get a credit card, loan or mortgage. It also affects, amongst other, mobile phone contracts, monthly car insurance, bank accounts. Credit ratings shows how likely a typical lender would be to offer you credit.

Read Credit scores and credit ratings here

Spend less but eat well

Healthy eating is important and doesn’t need to be expensive. Our tips will give you some ideas to help you spend less but eat well. Top tips to save money when shopping

Read Spend less but eat well here

How to avoid the biggest holiday rip-offs in Europe

The holiday rip-off. One thing that that we won’t miss about travelling this year in Europe. Been there, got the t-shirt? Here are some of the most frustrating rip-offs in Europe.

Read How to avoid the biggest holiday rip-offs in Europe here