The 1 Plus 1 Loans Blog

Welcome to the 1 Plus 1 Loans blog


Money saving tips for more affordable driving

Here are some money saving tips when you’re driving. If you’re spending too much on fuel, we’ll give you some tips how to drive efficiently, make your fuel go further and save some cash.

Read Money saving tips for more affordable driving here

What are you asking us?

Here we answer some questions you have been asking us.

Read What are you asking us? here

The best loan for you

A loan is a big commitment. They vary in their interest rates and repayments schedules, so it's important you know which may be the best loan for you.

Read The best loan for you here

Can I get car finance if I’m a young driver?

As a young driver you probably have little to no credit history, making it more difficult for lenders to assess your ability to make repayments. This means you’re less likely to get car finance when you need it. Luckily, there are steps you may be able to take to build your credit score.

Read Can I get car finance if I’m a young driver? here

Should I pay for my holiday with a personal loan?

It’s best to use savings to pay for holidays. But if you don’t have that option, a personal guarantor loan from 1Plus1, or a holiday finance, lets you spread the cost of your holiday. We all want to get away, but current restrictions make it difficult, and testing adds to the costs.

Read Should I pay for my holiday with a personal loan? here

Looking for a new car?

A new car can cost thousands of pounds, a big chunk of cash to pay in one go! Ideally, you’d save up and pay in one go. But the demands of life may mean you need a new set of wheels sooner than you can save for it.

Read Looking for a new car? here

We explain guarantor loans

In this blog we explain guarantor loans. In essence they are designed to assist those with no credit history (such as a young person) or a bad credit history borrowing money. With a guarantor loan, someone else agrees to repay the loan or take up the repayments if the main borrower can’t. Guarantor loans are legally binding on the borrower and the guarantor, so should not be taken without serious consideration.

Read We explain guarantor loans here

What you should do when your coronavirus payment holiday has ended

When the coronavirus out-break started, if you took a credit card or other payment holiday and it’s ended now, you should understand what happens next, and what options are available to you. at 1Plus1 guarantor loans we are here to help you.

Read What you should do when your coronavirus payment holiday has ended here

Guarantor Loans

Getting a loan with competitive rates can be difficult if you have a bad credit score. This where a 1Plus1 guarantor loan could help if you have bad credit. Past credit problems can make it tough to get a loan in your own name, especially if you have a bad credit score.

Read Guarantor Loans here

Logbook loans – why avoid them

Struggling to make it to payday? Constantly worrying every-time the phone rings or the post arrives? When money is tight and it feels as though there’s no way out, many people turn to logbook loans as a quick, convenient financial fix.

Read Logbook loans – why avoid them here