The 1 Plus 1 Loans Blog

Welcome to the 1 Plus 1 Loans blog


Loans for young people

In this and our next blog we will give you some information on loans for young people. If you’re needing extra financing for a trip abroad or your studies, getting a loan when you're younger can be difficult, but it’s not impossible. Our guide explains ways to obtain loans for young people.

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What is a debt consolidation loan?

At 1Plus1 guarantor loans we can offer unsecured debt consolidation loans. So, here we explain what a debt consolidation loan is. A debt consolidation loan lets you amalgamate debt payments – credit cards, store cards, overdrafts or loans – into one convenient payment. It can be a good option as it could reduce the total repayments you’re paying on any outstanding debts, though you could pay more in the long run.

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Four easy ways to save energy at home

It can be making your home more energy efficient and mightn’t be possible if you're renting, or you don't have thousands of pounds stashed away to buy new heat pumps and double glazing.

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New Year's financial resolutions

Here we have some tips to help you make and keep your New Year’s financial resolutions from 1Plus1guarantor loans 2022 is the year to sort out your finances.

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A quick guide to a guarantor loan

Got limited credit history? Had difficulties managing money in the past? You may find you’re only offered guarantor loans when looking for a loan. What is a guarantor loan? To understand what you’re

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5 tips for starting a new job

Starting a new job? Congratulations! First time, re-entering after a long absence, or a new role for a change of pace. What to do next. First day appearance, how to spend your first payslip – here’s some thoughts to ensure a successful transition into your new role.

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5 ways to cut your grocery bill

We all spend a lot at Christmas on food and drink. Prices are increasing too. Here's 5 ways to cut your grocery bill

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Finance options for bad credit

Got a few blips in your credit history or not borrowed money before? Finding finance options can prove tricky. A low credit score indicates to lenders that you’re a bit riskier to lend to, which is why you might be seeing limited finance options and high APRs.

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Preparing your car for winter: top tips, what to check

Winter driving’s a challenge. Here’s our car maintenance checklist that takes a bit of extra thought in winter. You’re twice as likely to break down during this season, but preparing your car for winter can help prevent this. Not sure where to start or what to check? Read on.

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Top tips for Black Friday sales

Looking for some Black Friday deals this year? Here’s our top tips for the sales.

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