The 1 Plus 1 Loans Blog

Welcome to the 1 Plus 1 Loans blog


Keep energy costs down

It’s thought our energy costs could rise by £32 a month during lockdown. Keep a lid on your costs with our top tips.

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Top tips for using your credit card

Credit cards can help you manage your money and improve your credit history. Let’s look at some ways you can use your card to build your credit, pay down credit, finance a purchase and maybe earn rewards. Then, some tips how to use your card and not build up needless debt or spoil your credit score.

Read Top tips for using your credit card here

Refinance your credit with 1 Plus 1

A 1 Plus 1 guarantor loan may help you get out of debt faster or lower your monthly payments, but you must understand all the risks and benefits.

Read Refinance your credit with 1 Plus 1 here

Why credit is important

Good Credit is part of your financial strength helping you get the things you want or need now, like a loan for a car or a credit card.

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Budget tips and advice

Once you know where you spend your money, managing your finances and paying your loans will be much easier.

Read Budget tips and advice here

1 Plus 1 are now using open banking

Open Banking is used to accurately assess a loans affordability, find out more in this post.

Read 1 Plus 1 are now using open banking here

Affordability assessments at 1 Plus 1

Affordability is an important factor at 1Plus1 Loans and helps interpret the ability for customers to keep up with repayments.

Read Affordability assessments at 1 Plus 1 here

Poor credit loans with 1 Plus 1

A poor credit rating can simply be that you have no credit, the lenders then have no idea if your risk level is low, medium or high.

Read Poor credit loans with 1 Plus 1 here

Bad credit loans from 1 Plus 1

Bad credit can have a detrimental affect on your ability to gain credit. A guarantor loan may be your only sensible option.

Read Bad credit loans from 1 Plus 1 here

Consolidate debt with 1 Plus 1

You may be considering consolidating your debts. 1Plus1 can provide you a simple solution tailored for you, find out more in this article.

Read Consolidate debt with 1 Plus 1 here