The 1 Plus 1 Loans Blog

Welcome to the 1 Plus 1 Loans blog


Christmas tips to balance to books

We’ll all pleased to see the back of 2020. Before we get to 2021, we have Christmas to think about. Of course, it will still be a joyful time for many, but the inevitable expenses should be thought about and, if you can, put plans in place to make it affordable.

Read Christmas tips to balance to books here

12 money tips of Christmas

Heading to Christmas feels very different this year as the pandemic has created a lot of uncertainly around the festive season.

Read 12 money tips of Christmas here

COVID-19 Claim back expenses

Since early in the year, the Covid-19 pandemic has resulted in many of us having to work from home. No doubt you realise that working from home increases some of your household bills.

Read COVID-19 Claim back expenses here

Staying safe online - the basics

The covid-19 pandemic has led to a rapid rise in scams. With many of us doing our Christmas and other shopping online, there has never been a more important time to keep safe online.

Read Staying safe online - the basics here

Keep energy costs down

It’s thought our energy costs could rise by £32 a month during lockdown. Keep a lid on your costs with our top tips.

Read Keep energy costs down here

Top tips for using your credit card

Credit cards can help you manage your money and improve your credit history. Let’s look at some ways you can use your card to build your credit, pay down credit, finance a purchase and maybe earn rewards. Then, some tips how to use your card and not build up needless debt or spoil your credit score.

Read Top tips for using your credit card here

Refinance your credit with 1 Plus 1

A 1 Plus 1 guarantor loan may help you get out of debt faster or lower your monthly payments, but you must understand all the risks and benefits.

Read Refinance your credit with 1 Plus 1 here

Why credit is important

Good Credit is part of your financial strength helping you get the things you want or need now, like a loan for a car or a credit card.

Read Why credit is important here

Budget tips and advice

Once you know where you spend your money, managing your finances and paying your loans will be much easier.

Read Budget tips and advice here

1 Plus 1 are now using open banking

Open Banking is used to accurately assess a loans affordability, find out more in this post.

Read 1 Plus 1 are now using open banking here